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Financial Assistance Scheme

MOE Financial Assistance
The MOE FAS is to help needy Singaporean families reduce their burden in meeting essential school expenses and to ensure that no child will be denied an education due to financial reasons.

Eligibility Criteria for MOE FAS
Student must be a Singapore citizen enrolled in a Government or Government-aided school and meets either one of the following criteria:
a. Gross household income (GHI) as at the time of application does not exceed $2,750 per month; or
b. Household per capita income (PCI) as at the time of application does not exceed $690 per month.
PCI = Monthly GHI / No. of members in the same household

Household members include the student, his/her parents, and unmarried siblings of the student, regardless of the address.

Grandparents and other dependants living at the same address may be included on a case-by-case basis. They include:
a. Relatives who are old or sick and are unemployed and dependent on the family; and
b. Child dependant (where the family is the legal guardian).

Gross household income or “GHI” is the total combined income of all family members in the same household, as defined in paragraphs 3 and 4 above. Household income includes any regular allowances (e.g. overtime, transport, laundry, and etc) and employee's CPF contribution. Income from other sources (e.g. pension and rental income) must also be included when calculating a family’s GHI.

The following sources of income will not be considered in the computation of GHI:
a. National Service allowance earned by National Servicemen;
b. Severance compensation and insurance payouts; and
c. Alimony payment (including lump sum payment) received for the maintenance of child(ren) and/or ex-spouse.

If an income earner is on no-pay leave as at the date of application for the MOE FAS, and the total period of his or her no-pay leave is 6 months or less, his or her last drawn income will be included when calculating a family’s GHI.

For students who are staying with one or more legal guardians, the income of the legal guardians and their spouse who are staying in the same household will be taken into account when calculating the GHI for the student’s family.

Types of benefits provided under MOE FAS:
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Schools will process your application promptly if you have provided the complete information, inclusive of complete required documents, indicated in the application form. If your application is approved before the end of the month, your child will be placed on the MOE FAS in the following month till December of the year. There will be no reimbursement or retrospective subsidies provided in respect of expenditure on the items set out in the table found at paragraph 9 above. Fresh applications will have to be submitted for each school year.

Please submit the following documents together with the application form:
a. CPF Transaction Statement or Contribution History for past 12 months.
b. Latest Income Tax Notice of Assessment (for both employed and self-employed household member(s)).
• If the self-employed household member is not required to pay tax or the latest tax assessment does not reflect his or her current income status, the member is to complete an additional declaration at Section A of Annex II.
c. Latest payslip or a letter from the employer certifying gross monthly income (applicable only for employed household member(s)).
d. Proof of other sources of income (e.g. rental, pension, and etc), if applicable.
e. Declaration of unemployment (if applicable).
• For household members who are unemployed and below age 62 and are not undertaking full-time studies or undergoing full-time National Service – to complete declaration at Section B of Annex II.
f. Student/Matriculation card for full-time student at tertiary institutions (e.g. ITE, Polytechnics, Universities, private schools) / Identification card for full-time National Servicemen (if applicable).
g. Copies of NRIC of household members, other than parents and unmarried siblings of the child. If there are other dependent children without NRIC, please submit copies of legal documents to show that they are staying in the same address.
h. Where applicable, documents showing proof of legal guardianship (e.g. a court order or Letters of Probate or Administration), for the purposes of Section VI of the application form.
i. Any other documents as and when required by the school for the purpose of verifying the income.

The FAS form can be downloaded at the following link:

*Updated November 2020